6 tips to protect yourself on Cyber Monday

6 tips to protect yourself on Cyber Monday

Each year, more and more Americans do their holiday shopping online rather than at retail stores.

A further £8.6million is expected be lost to criminals tomorrow on Cyber Monday, which is another shopping date borrowed from across the Atlantic. If a credit card gets compromised, customers only have to cancel one card. Some are things you've heard before, like use your credit card instead of your debit so hackers can't drain your bank account. When you use a debit card, it's your money and it will take time for the bank to investigate and reimburse you. You also may find reviews at www.bbb.org. Which? said: "This could mean the site isn't genuine and has been put together by someone overseas looking to make a quick profit".

Begin with a wish list - This can help you stay within your budget and avoid impulse purchases. Local retailers sell goods to people across the country through online stores and big box stores use their local facilities in creative ways. A computer should always have the most recent updates installed for spam filters, anti-virus and anti-spyware software and a secure firewall. If you forget to log out or have automatic log on turned on others could access your information after you leave.

America goes shopping: Crowds hit the stores for Black Friday 2016
Penney also started its Black Friday online sales on Wednesday instead of Thursday to compete better with online-only companies. Bree Colley, 30, said she plans to go to Columbia Mall in Missouri on Friday with her mom in their yearly tradition.

I like the advice to use strong passwords (although mentioning that they should also be *unique* passwords that you aren't using anywhere else would have been helpful). "Bestbuy.com, amazon.com. Just make sure its a major retailer site", Waguespack said. "The URL will contain https:// or a closed padlock on your web browser's address bar". That S on the end stands for secure and means they're encrypting your data to keep it safe.

Time is running out to snag those Cyber Monday deals. But here are four you might not think about. "Yes, that website you've never heard of may be offering some super dirt-cheap bargains, but remember the old adage - if a deal looks too good to be true, it probably is". Even if an item is shipped, a seller should be willing to provide you with enough details about where they're from and a contact number to reach them if something happens. It's much like buying from the classifieds, so avoid anyone or anything that makes you feel like you're buying off the back of a truck in an alley. You're inviting thieves to come check it all out. You're out and about, maybe waiting for someone else to finish shopping, maybe standing in a long checkout line, maybe you just want to take a quick look at whether something you want is cheaper elsewhere.